If you would like to have your statements e-mailed please
send a request to div6cu@gmail.com with the subject line "e-statement request".
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Account Type
(Fees could reduce the earnings on these accounts)
|
Payable On
|
Dividend Rate*
(Annual Percentage Rate; Annual Percentage Yield)
*Rates subject to change
|
|
Share ($5 minimum balance required)
Stash (Share account required to open this account.)
Special (Share and Stash account required to open this account.) |
09/30/24
09/30/24
09/30/24
|
Balance
| $0-$99.99 |
0.00%; |
0.00% APY |
| $100.00-$4999.99 |
0.20%; |
0.20% APY |
| $5000.00+ |
0.30%; |
0.30% APY |
|
 |
*Christmas Club
(Share account required to open this account.)
*One withdrawal per year allowed. Funds are deposited in the Share Account on October 1st of every year. |
|
10/01/2024
|
0.10% APR; 0.10% APY
|
| |
Loans
|
|
| Type |
APR
|
Term (Minimum -Maximum) |
| Unsecured |
10.00% - 16.00%
|
Up to 48 Months
|
 Credit Cards |
9.00% - 15.00%
|
Log on to www.scorecardrewards.com to view your available points!!!!!
|
|
Home Equity Line of Credit
Property Insurance is required.
|
Interest Rates vary with individual credit scores
Prime Rate + 0.75% -
Prime Rate + 3.00%
(Rates are variable and may change after the account is opened. Maximum variable rate may be 6.00% over original rate.)
|
5- 15 Years
|
|
|
Vehicle Loans
2024 - 2021 Model Years
5.25% - 10.25%
*Interest rates are based on individual credit scores and are subject to change.
Call the credit union for more details.
|
For loans $30,000 + will lend up to 84 Months.
|
|
We will loan up to
MSRP / NADA Retail Value
|
Used Vehicles 2020 - 2017 Model Years
6.75% - 10.75%
Used Vehicles 2016 or Older
7.50% - 10.75%
*Call Credit Union for classic vehicle rates and information.
*Interest rates are based on individual credit scores and are subject to change.
|
For vehicles $25,000 + will lend up to 72 months.
|
|
Share Secured
|
2.25%
|
12 - 72 Months
|
| |
|
|
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*Minimum monthly payment of $25 applies to each loan type, except Visa
|
*A late payment fee of $15 will be charged on all loans 15 days or more delinquent.
|
*Repossession/foreclosure costs may be applied to loans.
|
314-453-1780
Fax: 314-453-5024
div6cu@gmail.com
|
Certificates of Deposit
($500 minimum deposit required)
(Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal)
|
Annual Percentage Rate
|
| 6 Months |
1.25%; 1.26% APY* |
|
12 Months
|
2.25% 2.27% APY*
|
|
18 Months
|
2.75%; 2.78% APY*
|
|
24 Months
|
3.00%; 3.03% APY*
|
|
|
*APY - Annual Percentage Yield
|
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