Hungry???  Give us your e-mail address for e-statements and we'll give you a $5 gift card to your choice of a variety of restaurants.

E-mail us at div6cu@sbcglobal.net with the subject line "$5 Lunch Card".  

Account Type (Fees could reduce the earnings on these accounts)	Payable On	Annual Percentage Rate
Share ($5 minimum balance required) Stash (Share account required to open this account.)	03/31/09 03/31/09	Balance $0-$100.00              1.00%;  1.00% APY    $100.01-$5000.00    1.75%;  1.76% APY $5000.01+               2.00%;  2.02% APY
*Christmas Club (Share account required to open this account.) *One withdrawal per year allowed.	10/01/09	1.25% APR; 1.26% APY

	Loans
Type	APR	Term (Minimum -Maximum)
Unsecured	10.00% - 15.00%	12 - 48 Months
Credit Cards	9.00% - 15.00%	Log on to www.scorecardrewards.comto view your available points!!!!!
Home Equity Line of Credit *No Closing Costs!! *Property Insurance is required.	Prime Rate (Currently 3.25%) + 0% -  Prime Rate +4% (Rates are variable and may change after the account is opened. Maximum variable rate may be 6.00% over original rate.)   Save 1.00% on your interest rate with automatic payments!!!	5 - 15 Years
Vehicle  2005 - Current Model Years	5.00% - 12.00%	48 - 72 Months (certain restrictions apply)
Vehicle  2004 and older Model Years	5.50% - 11.75%	36 - 48 Months
Share Secured	Variable Rates	12 - 72 Months
	Save 1/4% on your interest rate on all new, installment loans by opting for automatic payments!!!!!!
*Minimum monthly payment of $25 applies to each loan type, except Visa	*A late payment fee of $15 will be charged on all loans 10 days or more delinquent.	*Repossession/foreclosure costs may be applied to loans.

314-340-4205
Fax:  314-340-4207
div6cu@sbcglobal.net