Give us your e-mail address for e-statements and we'll give you a $5 share deposit in your account!

E-mail us at div6cu@sbcglobal.net with the subject line "e-statement request".

Account Type (Fees could reduce the earnings on these accounts)	Payable On	Dividend Rate* (Annual Percentage Rate; Annual Percentage Yield) *Rates subject to change
Share ($5 minimum balance required) Stash (Share account required to open this account.) Special (Share and Stash account required to open this account.)	09/30/10 09/30/10 09/30/10	Balance $0-$99.99 0.00%; 0.00% APY $100.00-$4999.99 0.25%; 0.25% APY $5000.00+ 0.50%; 0.50% APY
*Christmas Club (Share account required to open this account.) *One withdrawal per year allowed. Funds are deposited in the Share Account on 10/01/10.	09/30/10	0.75% APR; 0.75% APY

	Loans
Type	APR	Term (Minimum -Maximum)
Unsecured	6.50% - 8.50%	12 - 48 Months
Credit Cards	9.00% - 15.00%	Log on to www.scorecardrewards.comto view your available points!!!!!
Home Equity Line of Credit *No Closing Costs!! *Property Insurance is required.	Prime Rate (Currently 3.25%) + 0% -  Prime Rate +4% (Rates are variable and may change after the account is opened. Maximum variable rate may be 6.00% over original rate.) Save 0.50% on your interest rate with automatic payments!!!	5 - 15 Years
Vehicle  2007 - Current Model Years	4.00% - 6.00%	New/Untitled up to 72 Months Used up to 60 Months   (certain restrictions apply)
Vehicle  2006 and older Model Years	4.25% - 6.25%	Up to 48 Months
Share Secured	Variable Rates	12 - 72 Months
	Save 0.25% on your interest rate on all new installment loans by opting for automatic payments!!!!!!
*Minimum monthly payment of $25 applies to each loan type, except Visa	*A late payment fee of $15 will be charged on all loans 10 days or more delinquent.	*Repossession/foreclosure costs may be applied to loans.

314-453-1780
Fax:  314-340-4207
div6cu@sbcglobal.net 

  *APY - Annual Percentage Yield