Give us your e-mail address for e-statements and we'll give you a $5 share deposit in your account!

E-mail us at div6cu@sbcglobal.net with the subject line "e-statement request".

Account Type (Fees could reduce the earnings on these accounts)	Payable On	Dividend Rate* (Annual Percentage Rate; Annual Percentage Yield) *Rates subject to change
Share ($5 minimum balance required) Stash (Share account required to open this account.) Special (Share and Stash account required to open this account.)	01/01/12 01/01/12 01/01/12	Balance $0-$99.99 0.00%; 0.00% APY $100.00-$4999.99 0.10%; 0.10% APY $5000.00+ 0.20%; 0.20% APY
*Christmas Club (Share account required to open this account.) *One withdrawal per year allowed. Funds are deposited in the Share Account on 10/01/12.	01/01/2012	0.10% APR; 0.10% APY

	Loans
Type	APR	Term (Minimum -Maximum)
Unsecured	8.00% - 10.00%	12 - 48 Months
Credit Cards	9.00% - 15.00%	Log on to www.scorecardrewards.com   to view your available points!!!!!
Home Equity Line of Credit *No Closing Costs!! *Property Insurance is required.	Prime Rate + 0%  -  Prime Rate + 4% (Rates are variable and may change after the account is opened. Maximum variable rate may be 6.00% over original rate.) Prime Rate currently 3.25% Save 0.50% on your interest rate with automatic payments!!!	5 - 15 Years
	New Auto 2.95%   *Must have auto deduction and Meet Credit Guidelines to receive interest rate.	New/Untitled up to 72 Months   (certain restrictions apply)
Vehicle 2008 and newer model Years Vehicle  2007 and older Model Years	3.95%   3.95%	Up to 60 Months   Up to 48 Months
Share Secured	Variable Rates	12 - 72 Months
*Minimum monthly payment of $25 applies to each loan type, except Visa	*A late payment fee of $15 will be charged on all loans 10 days or more delinquent.	*Repossession/foreclosure costs may be applied to loans.

314-453-1780
Fax:  314-453-5024
div6cu@sbcglobal.net