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If you would like to have your statements e-mailed please

send a request to with the subject line "e-statement request".


Account Type

(Fees could reduce the earnings on these accounts)

Payable On

Dividend Rate*

(Annual Percentage Rate; Annual Percentage Yield)

*Rates subject to change

Share ($5 minimum balance required)

Stash (Share account required to open this account.)

Special (Share and Stash account required to open this account.) 






$0-$99.99 0.00%; 0.00% APY
$100.00-$4999.99 0.10%; 0.10% APY
$5000.00+ 0.20%; 0.20% APY
*Christmas Club
(Share account required to open this account.)

*One withdrawal per year allowed. Funds are deposited in the Share Account on October 1st of every year.


0.10% APR; 0.10% APY







Term (Minimum -Maximum)

9.50% - 15.00%

Up to 48 Months 

Credit Cards

9.00% - 15.00%

Log on to   to view your available points!!!!!

Home Equity Line of Credit

Property Insurance is required.

Interest Rates vary with individual credit scores

Prime Rate + 0.75%  -  Prime Rate + 3%

(Rates are variable and may change after the account is opened. Maximum variable rate may be 6.00% over original rate.)

Prime Rate is currently 3.50%

                          5- 15 Years      




2017 - 2015 Model Year

2.40% - 7.500%




 *Interest rates are based on individual credit scores and are subject to change. 






For loans $30,000 +  will lend up to 84 Months.


For loans under $30,000 will lend up to 72 Months.









        We will loan up to

 MSRP / NADA Retail Value











Used Vehicles 2014 and older 

Model Years



3.25% - 7.50%






*Interest rates are based on individual credit scores and are subject to change. 










For vehicles $25,000 + will lend up to 72 months.




Vehicles under $25,000 will lend up to 60 months.












Share Secured


12 - 72 Months




*Minimum monthly payment of $25 applies to each loan type, except Visa

*A late payment fee of $15 will be charged on all loans 15 days or more delinquent.

*Repossession/foreclosure costs may be applied to loans.


Fax:  314-453-5024 

Certificates of Deposit
($500 minimum deposit required)

(Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal)

Annual Percentage Rate

6 Months

0.30%; 0.30% APY*

12 Months

0.40%; 0.40% APY*

24 Months

0.50%; 0.50% APY*


    *APY - Annual Percentage Yield

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