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If you would like to have your statements e-mailed please

send a request to with the subject line "e-statement request".

Account Type

(Fees could reduce the earnings on these accounts)

Payable On

Dividend Rate*

(Annual Percentage Rate; Annual Percentage Yield)

*Rates subject to change

Share ($5 minimum balance required)

Stash (Share account required to open this account.)

Special (Share and Stash account required to open this account.) 






$0-$99.99 0.00%; 0.00% APY
$100.00-$4999.99 0.20%; 0.20% APY
$5000.00+ 0.30%; 0.30% APY
*Christmas Club
(Share account required to open this account.)

*One withdrawal per year allowed. Funds are deposited in the Share Account on October 1st of every year.


             0.10% APR; 0.10% APY





Term (Minimum -Maximum)

10.00% - 16.00%

Up to 48 Months 

Credit Cards

9.00% - 15.00%

Log on to   to view your available points!!!!!

Home Equity Line of Credit

Property Insurance is required.

Interest Rates vary with individual credit scores

Prime Rate + 0.75%  - 

Prime Rate + 3.00%

(Rates are variable and may change after the account is opened. Maximum variable rate may be 6.00% over original rate.)


                          5- 15 Years      



Vehicle Loans

2023 - 2020 Model Years

5.00% - 10.00%

 *Interest rates are based on individual credit scores and are subject to change. 

Call the credit union for more details.


For loans $30,000 +  will lend up to 84 Months.





We will loan up to


MSRP / NADA Retail Value












Used Vehicles 2019 - 2016    Model Years

5.50% - 9.50%


Used Vehicles 2015 or Older

6.00% - 9.25%


*Call Credit Union for classic vehicle rates and information.


 *Interest rates are based on individual credit scores and are subject to change. 


For vehicles $25,000 + will lend up to 72 months.







Share Secured


12 - 72 Months


*Minimum monthly payment of $25 applies to each loan type, except Visa

*A late payment fee of $15 will be charged on all loans 15 days or more delinquent.

*Repossession/foreclosure costs may be applied to loans.

Fax:  314-453-5024

Certificates of Deposit
($500 minimum deposit required)

(Fees could reduce the earnings on these accounts; a penalty will be imposed for early withdrawal)


Annual Percentage Rate


6 Months 1.25%;  1.26% APY*

12 Months

2.25%   2.27% APY*

18 Months

2.75%;  2.78% APY*

24 Months

3.00%;  3.03% APY*


 *APY - Annual   Percentage Yield

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Equal Housing Lender   NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.